Heating System Coverage Plan

Homeowners know that dealing with a repair comes with the territory of owning a home. But did you know you’re also responsible for unexpected breakdowns with your sewer, septic and water line? While most homeowners think their basic homeowner insurance will cover these repairs, basic homeowners' insurance does not typically cover repairs from normal wear and tear.
That’s why we offer plans to help you with your sewer, septic, and water lines since basic home insurance isn’t always enough. When you enroll in the Exterior Plumbing Pipe Plan from HomeServe, you’ll avoid paying costly home repair bills on covered pipe problems.
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What Is an Exterior Pipe Plan?
The systems in your home are prone to wear and tear as your home gets older, and your exterior pipes are no exception. As time goes on, these pipes become more prone and susceptible to leaks and breaks, which can lead to expensive repairs homeowners aren’t always financially prepared for. These leaks and breaks can be caused by aging pipes, extreme temperatures, and settling or shifting of the ground.
With exterior pipe coverage homeowners can avoid paying the price for covered repairs to sewer, septic and water lines, up to the benefit amount. Get protection with the exterior pipe plan, which includes covered repairs to your exterior sewer or septic line and water service line.

What Does Exterior Plumbing Pipe Plan from HomeServe Cover?
The exterior pipe plan from HomeServe covers the following types of pipe issues:
- Locating the blockage or collapse
- Excavation to expose the pipe
- Pipe replacement or repair
- Repair or replacement of seals and joints
- Unblocking
- Fusing
- Welding
- Pipe cutting
The responsibility for home repairs to your sewer, septic and water lines typically falls on a homeowner’s shoulders. When a problem occurs, you’ll have to call for service and pay for the repairs. Being prepared with an exterior pipe plan from HomeServe means payment for these services may be taken care of by your coverage.
What Can Exterior Plumbing Pipe Problems Cause?
Because your sewer, septic and water lines are buried underground on your property and not typically inspected, it’s almost impossible to predict when a breakdown is going to happen. If these lines fail, replacement can cost thousands of dollars. Some of the types of problems that your lines can cause include:
- Water leaks in your yard or basement
- Sewage in your yard or basement
- Low water pressure
When you have a home repair plan from HomeServe in place, and a pipeline breaks, you simply call our 24/7 repair hotline to schedule a repair. We’ll send a plumbing professional to address the covered sewer, septic, or water line issue.
Are Exterior Plumbing Pipe Plans Worth It?
Since your pipes are mostly underground, repair crews will have to access the pipes via excavation, which can be expensive. Arming yourself with a plan from HomeServe will give you peace of mind that your covered repairs will be taken care of.
Frequently Asked Questions
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Are furnace protection plans worth it?
You have to think about the long term. It may seem like a lot of money to pay upfront, but when repairs are needed, you are going to wish you were prepared with a furnace protection plan.
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When should I replace my heating system?
A heating systems’ life expectancy is about 10 to 15 years with it potentially lasting longer depending on the make, model or usage. For homeowners that run their system continuously and live-in cold weather year climates, you may want to replace it sooner.
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How do I service my central heating system?
You should have your central heating systems maintained at least once a year, even when things are running smoothly. You can have a repairman come out and do this service for you routinely.
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Are annual furnace inspections really necessary?
With regular maintenance, you can help your heating, ventilation, and air conditioning systems keep working through every change in season. This routine can also increase the efficiency of your HVAC system, which means you may save money on your utility bills each month.
What HomeServe Customers Have to Say
Coverage not available everywhere. Plan benefits, limitations, and exclusions vary. To find specific plans available in your area and see what could be covered for you, please use the zip-in feature on our site.
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